Risk Management of Non-bank Home Ownership Financing

Bank Financing in India∗

The Indian banking sector has been remarkably successful in some respects. Its immense size and enormous penetration in rural areas are exemplary among developing countries, as is its solid reputation for stability among depositors. The penetration in rural areas has been associated with a reduction of poverty and a diversification out of agriculture (Burgess and Pande, 2003). However in recent...

Investors' Perception of Bank Risk Management: Multivariate Analysis Techniques

According to the nature of their activities, banks are exposed to various types of risks. Hence, risk management is at the heart of financial institutions management. In this study, we intend to summarize the information content of bank financial statements on diverse risks faced by banks and then determine how stock markets react to bank's risk management behavior. The methodology used in this...

Determinants · of Home Ownership

Ownership changes and access to external financing

This paper examines access to external financing in the privatization context and provides new evidence on the effects of financing constraints on performance and investment. Ownership reforms increase firms’ reliance on external financing. Empirically, performance and investment changes around ownership reforms are increasing in country-level measures of access to credit. The presence of a sev...

The edges of home ownership

This bulletin is based on research by Professor Gavin Wood and Dr Melek Cigdem at the AHURI Research Centre—RMIT University, Associate Professor Rachel Ong at the AHURI Research Centre—Curtin University and Professor Susan J. Smith at Cambridge University. The research sought to understand the pattern and circumstances in which households in mainstream home ownership churn in and out of home ow...